Coronado Point Insurance

The button below goes to a summary page of the CPC Home Owner Association’s (HOA) insurance policies for the latest Fiscal Year. This summary of the association’s policies of insurance provides only certain information, as required by Section 5300 of the Civil Code, and should not be considered a substitute for the complete policy terms and conditions contained in the actual policies of insurance. Any association member may, upon request and provision of reasonable notice, review the association’s insurance policies and, upon request and payment of reasonable duplication charges, obtain copies of those policies. Although the association maintains the policies of insurance specified in this summary, the association’s policies of insurance may not cover your property, including personal property or real property improvements to or around your dwelling, or personal injuries or other losses that occur within or around your dwelling. Even if a loss is covered, you may nevertheless be responsible for paying all or a portion of any deductible that applies. Association members should consult with their individual insurance broker or agent for appropriate additional coverage. 

Owners Unit Insurance Disclosure

All owners are required by the CC&R's to carry insurance coverage for their unit in the form of a policy commonly referred to as an HO-6. In the case of a claim involving a unit the owner should contact their insurance company and file a claim with them. Condo insurance policies generally follow the Association's governing documents when evaluating a claim. Owners should provide their insurance company with a copy of the Association insurance provisions which are found in CC&R Second Amendment. This document is available from the Property Manager or it can be found on the Coronado Point website under “Governing Docs” menu above. If the homeowner’s insurer concludes that the claim is an Association issue, they will advise the homeowner of the reason for that decision. The owner should then provide the claim to the HOA Board of Directors for consideration.